The story follows the life of Cecilia Beverley, a young woman who inherits a large fortune from her uncle, Sir Robert Floyer. Cecilia is torn between her desire to marry for love and her sense of duty to choose a husband who can provide financial security for her family and friends. As Cecilia navigates the complex social world of 18th century London, she must contend with the attentions of several suitors, including the wealthy but unscrupulous Mr. Monckton and the honorable and kind-hearted Mr. Albany. Along the way, she grapples with issues of morality, class, and gender, and struggles to maintain her integrity and independence in the face of societal pressure.