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The morning of August eighteenth, 190-, was a memorable one to me. For two months I had had a run of bad luck. During that time I had failed to score in at least three affairs of unusual importance, and the result was a decided loss in repute as well as great financial embarrassment. As I had a mother and two sisters to support and knew but one way to do it, I was in a state of profound discouragement. This was before I took up the morning papers. After I had opened and read them, not a man in New York could boast of higher hopes or greater confidence in his power to rise by one bold stroke from threatened bankruptcy to immediate independence.