When her parents announce the family is going on the Holiday of a Lifetime instead of renovating the kitchen, Anna is convinced it will be one Potential Disaster after another. She wants to believe the lucky seahorse charm her Gran gave her will be protection enough but when her Gran falls ill and her dad must fly home, Anna begins to question her belief in luck. It's in Finland when the thing Anna has feared the most actually happens–A Real Life and Death Situation–and it's up to Anna to save her brother and sister.