Making life and business decisions are complex. These days, you cannot afford to make a mistake as it is time-consuming and costly. This book provides tidbits to help you make the best decisions by giving you the hard realities of today. Avoid some of the common mistakes that most people make by using this book as a reference point. This book is an excellent life-long resource for people of any age. More than a self-help book, this is an essential book that you will use time and time again.