Life is going great for Steve Harrison. Only thirty-five years old, he's already a Senior Vice President for a major financial firm. He's admired by his co-workers, his friends, his wife—and his mistress. There's nothing he can't handle. The world, as they say, is his oyster.

And all of that is about to change.

His phone rings and the caller says that his name is "Bill". That's it. Just Bill. And Bill's got a message. Steve's wife, Kathy, has been kidnapped. If Steve wants her back then he'll do exactly what he's told. Deviate even the slightest from the plan, Bill tells him, and Kathy will die.

It's a classic kidnap.

Or is it?