Please note:This audiobook has been generated using AI Voice. This is a companion version & not the original book. Sample Book Insights: #1 Investing your spare change in the stock market is a guaranteed way to lose money, whereas paying off your credit cards can help you keep your money and spend it on things that are more important to you. #2 The first step towards improving your credit score is to pay off all of your credit cards. Once you do, you'll be able to apply for better loans and credit cards that will help you improve your credit score. #3 To figure out how long it will take you to pay off your credit cards, first find the balances and interest rates on each card, and then consult the credit. com credit card calculator. #4 If you are having a hard time coming up with money to pay off your credit cards, consider using the money you save to pay down your debt faster.